Privacy and Cookie Policy

Privacy & Cookies Policy

1. Introduction We at FECMA (Federation of European Credit Management Associations) respect your privacy and are committed to protecting your personal data. This privacy and cookies policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

2. What Data We Collect We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

  • Identity Data includes first name, last name, username or similar identifier.
  • Contact Data includes email address and telephone numbers.
  • Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
  • Usage Data includes information about how you use our website.

3. How We Use Your Data We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

  • Where we need to perform the contract we are about to enter into or have entered into with you.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
  • Where we need to comply with a legal obligation.

4. Cookies Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.

5. Your Legal Rights Under certain circumstances, you have rights under data protection laws in relation to your personal data including the right to access, correct, erase, restrict or object to processing, and the right to data portability.

6. How To Contact Us If you have any questions about this privacy policy or our privacy practices, please contact us in the following ways: Email: [contact@fecma.eu] Postal address: [insert physical address]